Your home is one of the biggest purchasing decisions you'll ever make — and at Ind Mortgage, we're here to make the financing side of that journey simple, transparent, and tailored to you. As an independent mortgage company, we bring strategic thinking, personal service, and unwavering professionalism to every client we serve. We don't just find you a mortgage — we find you the one that's right for you.
Whether you're a first-time buyer, a seasoned property owner, or looking to refinance, we're here to help. When you choose Indi, you choose a dedicated mortgage expert committed to results that exceed your expectations. That's the Indi standard.The new brand better reflects our value proposition within the Canadian lending landscape: to provide independent mortgage advice and mortgage financing options to Canadian consumers; through our team of trusted, expert, licensed mortgage professionals who value the distinctive needs/goals of each client - providing tailored financing solutions based on these individual needs.
Our Specialties
Purchase
Ready to buy? Let’s get you Pre-Approved! Lock in your rate and shop with confidence!
First Time Home Buyer(s)
Preparing to purchase your first home? Stepping into the world of home-ownership for the first-time is an exciting and rewarding time. It can also be overwhelming and confusing; there are many things to consider. The great news is that we’ve helped thousands of home-owners with their mortgage needs. We’re here to walk you through the entire process! We are mortgage pro’s!
Mortgage Renewals
Don’t simply ‘sign back’ your mortgage renewal offer from your existing lender. Don’t assume you will be offered the best available rate (this is often not the case). Let us take a look at your renewal offer to determine if it’s worth staying with your existing lender or if it’s time to make a switch. Ensure you are in the best mortgage product at a great rate!
Mortgage Refinancing
Looking to get out of a high rate mortgage? Need access to your available equity? A mortgage refinance is an opportunity to reduce your rate and/or unlock equity. Whether it’s for debt-consolidation, a sought after renovation, or an investment opportunity; we’ll get you the money you need, at the best available rate!
Credit Improvement
Are you coming back from a life event that affected your credit? Looking to improve your current situation? We have mortgage lenders who will consider bruised credit (for your right-now solution) and/or work with you to start improving your credit for the best mortgage rate in the future!
Reverse Mortgages
Retiring shouldn’t mean having to sell your home or adding additional debt to make staying in your home possible. We have access to reverse mortgage options which allow Canadians a safe and secure way to access up to 55% of the value of their home. If you are 55+ this may be your path to freedom and the opportunity to enjoy your best life! Contact us for more information on how to put this to work for you and/or a loved one!
Spousal Buyout
Do you need to dissolve ties with your ex (or soon to be) ex-spouse? Are one of you looking to stay in the “matrimonial home”? The Spousal Buyout is available for those who are in the process of a legal separation where public/assets/property are being divided. This mortgage allows for one of the jointly titled homeowners to buy the other out (includes common-law partners); allowing you to move forward with life. Separation is hard enough, let us help alleviate some of the stress.
New To Canada
Have you immigrated or relocated to Canada within the last 5 years? Do you have a valid work permit or permanent residency? If you have answered yes to both these questions you can own a home for as little as 5% down payment. Contact us for more details – we’d love to help make your dreams of owning a home in Canada a reality!
Construction Mortgage
Are you looking to undertake the construction of a custom-built home, investment or vacation property? Construction loans are available. While they are common, they are not your usual mortgage. Put our expertise to work for you!
Purchase
Ready to buy? Let’s get you Pre-Approved! Lock in your rate and shop with confidence!
First Time Home Buyer(s)
Preparing to purchase your first home? Stepping into the world of home-ownership for the first-time is an exciting and rewarding time. It can also be overwhelming and confusing; there are many things to consider. The great news is that we’ve helped thousands of home-owners with their mortgage needs. We’re here to walk you through the entire process! We are mortgage pro’s!
Mortgage Renewals
Don’t simply ‘sign back’ your mortgage renewal offer from your existing lender. Don’t assume you will be offered the best available rate (this is often not the case). Let us take a look at your renewal offer to determine if it’s worth staying with your existing lender or if it’s time to make a switch. Ensure you are in the best mortgage product at a great rate!
Mortgage Refinancing
Looking to get out of a high rate mortgage? Need access to your available equity? A mortgage refinance is an opportunity to reduce your rate and/or unlock equity. Whether it’s for debt-consolidation, a sought after renovation, or an investment opportunity; we’ll get you the money you need, at the best available rate!
Credit Improvement
Are you coming back from a life event that affected your credit? Looking to improve your current situation? We have mortgage lenders who will consider bruised credit (for your right-now solution) and/or work with you to start improving your credit for the best mortgage rate in the future!
Reverse Mortgages
Retiring shouldn’t mean having to sell your home or adding additional debt to make staying in your home possible. We have access to reverse mortgage options which allow Canadians a safe and secure way to access up to 55% of the value of their home. If you are 55+ this may be your path to freedom and the opportunity to enjoy your best life! Contact us for more information on how to put this to work for you and/or a loved one!
Spousal Buyout
Do you need to dissolve ties with your ex (or soon to be) ex-spouse? Are one of you looking to stay in the “matrimonial home”? The Spousal Buyout is available for those who are in the process of a legal separation where public/assets/property are being divided. This mortgage allows for one of the jointly titled homeowners to buy the other out (includes common-law partners); allowing you to move forward with life. Separation is hard enough, let us help alleviate some of the stress.
New To Canada
Have you immigrated or relocated to Canada within the last 5 years? Do you have a valid work permit or permanent residency? If you have answered yes to both these questions you can own a home for as little as 5% down payment. Contact us for more details – we’d love to help make your dreams of owning a home in Canada a reality!
Construction Mortgage
Are you looking to undertake the construction of a custom-built home, investment or vacation property? Construction loans are available. While they are common, they are not your usual mortgage. Put our expertise to work for you!
Purchase
Ready to buy? Let’s get you Pre-Approved! Lock in your rate and shop with confidence!
First Time Home Buyer(s)
Preparing to purchase your first home? Stepping into the world of home-ownership for the first-time is an exciting and rewarding time. It can also be overwhelming and confusing; there are many things to consider. The great news is that we’ve helped thousands of home-owners with their mortgage needs. We’re here to walk you through the entire process! We are mortgage pro’s!
Mortgage Renewals
Don’t simply ‘sign back’ your mortgage renewal offer from your existing lender. Don’t assume you will be offered the best available rate (this is often not the case). Let us take a look at your renewal offer to determine if it’s worth staying with your existing lender or if it’s time to make a switch. Ensure you are in the best mortgage product at a great rate!
Mortgage Refinancing
Looking to get out of a high rate mortgage? Need access to your available equity? A mortgage refinance is an opportunity to reduce your rate and/or unlock equity. Whether it’s for debt-consolidation, a sought after renovation, or an investment opportunity; we’ll get you the money you need, at the best available rate!
Credit Improvement
Are you coming back from a life event that affected your credit? Looking to improve your current situation? We have mortgage lenders who will consider bruised credit (for your right-now solution) and/or work with you to start improving your credit for the best mortgage rate in the future!
Reverse Mortgages
Retiring shouldn’t mean having to sell your home or adding additional debt to make staying in your home possible. We have access to reverse mortgage options which allow Canadians a safe and secure way to access up to 55% of the value of their home. If you are 55+ this may be your path to freedom and the opportunity to enjoy your best life! Contact us for more information on how to put this to work for you and/or a loved one!
Spousal Buyout
Do you need to dissolve ties with your ex (or soon to be) ex-spouse? Are one of you looking to stay in the “matrimonial home”? The Spousal Buyout is available for those who are in the process of a legal separation where public/assets/property are being divided. This mortgage allows for one of the jointly titled homeowners to buy the other out (includes common-law partners); allowing you to move forward with life. Separation is hard enough, let us help alleviate some of the stress.
New To Canada
Have you immigrated or relocated to Canada within the last 5 years? Do you have a valid work permit or permanent residency? If you have answered yes to both these questions you can own a home for as little as 5% down payment. Contact us for more details – we’d love to help make your dreams of owning a home in Canada a reality!
Construction Mortgage
Are you looking to undertake the construction of a custom-built home, investment or vacation property? Construction loans are available. While they are common, they are not your usual mortgage. Put our expertise to work for you!
You Deserve a Personalized Mortgage Plan!
Your mortgage should speak to your individual situation, needs, and financial goals. Our goal is to provide you with options. Whether you want to purchase a new home, refinance an existing mortgage or looking for advice – we are here to make it easy!
We fund billions of dollars in mortgages each year so we have the negotiating power to bring you both the best rates and mortgage products available. We have access to a vast array of lending options. In fact, we shop our rates and products from all the major lending institutions including chartered banks, trust companies, credit unions and many private Canadian lenders.
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